Annuities built for you

Whether immediate or deferred, we have a plan for you! It’s important to consider your income goals, risk tolerance, and payout options when deciding which type of annuity is right for you. Here at, we can help you with these considerations, so you find the plan that best fits your needs. 

About Life and Health Leads

Here at Life and Health Leads, we are the number one Medicare insurance and life insurance broker. No one in the state can help you navigate the Medicare process with the same level of ease and understanding or help you find the life insurance that best fits your needs, and no one gives you more personal attention and care than we can! 

What we do

Life and Health Leads specializes in providing our clients with insurance policies that have excellent coverage at an excellent price. No matter your insurance needs, we make sure you’re covered! Our helpful agents can provide you with Medicare supplemental insurance, life insurance, annuities, and more! Let us protect your future by helping you prepare for the unknown. We know that choosing an insurance policy can feel overwhelming, so our friendly agents are here to help you sift through the paperwork to find policies that work for you! With years of experience in the industry, we'll be sure to find you the right coverage you need at a great rate.

Retirement on the Horizon

We help you achieve your financial goals through careful, thoughtful planning, so you can create and preserve your wealth. We also offer a multitude of carriers and financial options for an individualized experience. Everyone is different so everyone deserves individualized care. We specialize in assisting people just like you in designing their financial and Medicare plans to compliment their preferred lifestyle. We’re here to walk you through each process so you know every single option available to you in terms of your medicare supplement insurance or life insurance.

When the unexpected happens, we are here to make sure your loved ones are able to continue on as normally as possible. That’s why we provide you with access to the top carriers in the industry, as well as a streamlined application process that is easy and stress-free, so you can get started on securing finances for your loved ones today! 

Learn More

Everyone is different, so everyone deserves individualized care. We specialize in assisting people just like you in designing their financial and Medicare plans to complement their preferred lifestyle. We’re here to walk you through each process so you know every single option available to you.

Learn more

Being ready for retirement doesn’t just mean you have enough money saved up, it can also mean having a fixed, guaranteed income so you can live the life you want. Whether immediate or differed, we can find a plan just fit for you! 

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Frequently Asked Questions

Hi there! Have some questions about our company? Find the answers below. 

  • Why is medicare supplement insurance so important?

    Even if you have Medicare it still might not cover all medical expenses. Medicare supplement insurance, or Medigap insurance, can cover what Medicare doesn't such as co-payments, coinsurance, and deductibles. Medicare insurance can provide peace of mind when the unexpected happens and save you from having unpaid medical bills and financial hardships. This is why it is imperative to us to provide you with the foremost Medicare plan options and customer service.

  • What are annuities? Why would I need one?

    An annuity is a financial product that pays out a fixed stream of payments to an individual. Annuities are primarily used as an income stream for those in retirement. The period of time when an annuity is being funded and before payouts begin is referred to as the accumulation phase. Once payments commence, the contract is in the annuitization phase. There are three types of annuity instruments – fixed, variable immediate, and deferred income – giving you wide flexibility in your plan. 

    An annuity would be something to look into if you are interested in a fixed income in retirement. This is especially useful if you want a low-risk investment. 


  • Why do people buy Life Insurance?

    While this question may seem like it has an obvious answer, many people wait too long to purchase life insurance and then can only afford enough to pay final expenses. The real purpose of life insurance, is to ensure that the people you love will be able to go on living—without undue hardship—in the event of your untimely death. It takes a spouse about three years to recover financially, rearranging bills and adjusting to one paycheck, after a partner dies. If children are involved, the adjustment takes an average of five years if both partners had received an income. 

    People who have significant wealth to the point that life insurance is not a necessity often purchase life insurance as a legacy, intending for the proceeds to benefit a charity or provide an education for grandchildren. It can also provide a means of keeping a business going if the key person dies, or a way for heirs to pay taxes on a large estate.

    Owning enough life insurance to completely provide for your family may sound like an impossibility. However, with the right kind of policy and thoughtful financial planning, it isn't as difficult as you may think.


  • How can we contact you?

    We would love to hear from you! To get in contact with us, you can call us at 602-214-7108, or send us a message by clicking the “Contact Us” page.  We look forward to speaking with you!